This is why when I make a bid that isn't a last second snipe, I put into excel the start price then use the formula =ROUND(X*1.05,0) where X is the previous bid.
Then take that and drag it down to repeat it. Since each 5% bid is rounded, you need to do each one (you can't just do 1.05Y for this reason) and then I find a price that's within reason of what I would be willing to pay. Input the value and if someone wants to try to max bid me, they will end up being the max bidder eventually because my bid will always be a rounded 5% bid incriment.